Certificates
of Deposit Rate Sheet
Effective Wednesday, October 15, 2003 through Tuesday, October 21, 2003
|
Account
Type |
Minimum
Deposit |
Minimum
to $7,499 |
$7,500
to $14,999 |
$15,000
to $29,999 |
$30,000
to $49,999 |
$50,000
and Over |
| |
|
Int.Rate/APY |
Int.Rate/APY |
Int.Rate/APY |
Int.Rate/APY |
Int.Rate/APY |
91 Days |
$2,500 |
0.97/0.97 |
1.05/1.05 |
1.15/1.15 |
1.20/1.20 |
1.31/1.31 |
182 Days |
$2,500 |
1.06/1.06 |
1.14/1.14 |
1.24/1.24 |
1.29/1.29 |
1.40/1.40 |
12 Months |
$500 |
1.46/1.46 |
1.54/1.54 |
1.64/1.64 |
1.69/1.69 |
1.80/1.80 |
24 Months |
$2,500 |
1.73/1.73 |
1.81/1.81 |
1.91/1.91 |
1.96/1.96 |
2.07/2.07 |
36 Months |
$2,500 |
2.44/2.44 |
2.52/2.52 |
2.62/2.62 |
2.67/2.67 |
2.78/2.78 |
12 Month IRA |
$500 |
1.80/1.81 |
|
|
|
|
48 Month Special |
$5,000 |
2.95/2.98 |
2.95/2.95*
|
*If
elect payment of interest. |
|
91-Day C/D's thru 36-Month C/D's and 48-Month C/D's
(if elect payment of interest) - These accounts require the distribution
of interest and do not allow interest to remain in the accounts. |
12-Month
IRA C/D's - Interest will be compounded quarterly. |
48-Month
C/D Special requires Key Club or Heritage 55 Club Account. Interest
compounded quarterly. The interest rate and APY may change. At customer's
discretion, the interest rate may be changed one (1) time over the term
of the certificate. The interest rate will be indexed to the 36-Month
$50,000 and Over Rate. |
Member FDIC
|
Penalty for Early Withdrawal
|
The
Citizens Bank Company
