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PRIVACY NOTICE
 

Savings Accounts

The Citizens Bank Company offers a variety of deposit accounts. Please see one of our qualified New Accounts personnel for assistance in choosing which account is right for you.


Annual Percentage Yields Accurate as of April 27, 2016

Statement Savings 

  • Minimum opening deposit of $50.00
  • Interest Rate 0.20% - Annual Percentage Yield 0.20%
  • Interest computation method – daily balance*
  • $2.00 per month dormant account fee**
  • Interest will not be paid if balance falls below $75.00
  • $1.00 per month when balance falls below $100.00
  • The rate shown for this account may change after the account is opened
  • Fees charged against this account could reduce earnings

Christmas Club Savings

  • Minimum opening deposit of $5.00, $10.00, or $20.00 depending on the type
  • If all 50 payments are met in accordance with Christmas Club rules, the bank will then make the 51st payment
  • One payment penalty for early withdrawal

Health Savings

  • Eligibility Required
  • Interest Rate 0.20% - Annual Percentage Yield 0.20%
  • Interest computation method - daily balance*
  • The rate shown for this account may change after the account is opened
  • Fees charged against this account could reduce earnings

Young Citizens Savings Accounts

  • A minor savings account is a great way to help someone start saving when they are young. 

*Daily balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day

**A savings account becomes Inactive when no customer activity occurs for one year.  A savings account becomes Dormant when no customer activity occurs for two years.