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The Citizens Bank Company website

The Citizens Bank Company

CDs & IRAs

 
 
Term Minimum Deposit Minimum to $7,499
(Interest Rate/APY)
$7,500-$14,999
(Interest Rate/APY)
$15,000-$29,999
(Interest Rate/APY)
$30,000-$49,999
(Interest Rate/APY)
$50,000-$99,999
(Interest Rate/APY)
$100,000 and over
(Interest Rate/APY)
91 Day CD $500 1.30%/1.31% 1.39%/1.40% 1.48%/1.49% 1.57%/1.58% 1.66%/1.67% 1.75%/1.76%
182 Day CD $500 1.35%/1.36% 1.44%/1.45% 1.53%/1.54% 1.62%/1.63% 1.71%/1.72% 1.80%/1.81%
12 Month CD
$1000 1.40%/1.41% 1.49%/1.50% 1.58%/1.59% 1.67%/1.68% 1.76%/1.77% 1.85%/1.86%
24 Month CD $2500 1.60%/1.61% 1.69%/1.70% 1.78%/1.79% 1.87%/1.88% 1.96%/1.97% 2.05%/2.07%
36 Month CD $2500 1.70%/1.71% 1.79%/1.80% 1.88%/1.89% 1.97%/1.98% 2.06%/2.07% 2.15%/2.17%
48 Month CD $5,000 1.80%/1.81% 1.89%/1.90% 1.98%/1.99% 2.07%/2.09% 2.16%/2.18% 2.25%/2.27%
60 Month CD $5,000 1.90%/1.91% 1.99%/2.00% 2.08%/2.10% 2.17%/2.19% 2.26%/2.28% 2.35%/2.37%

           Individual Retirement Accounts

Term
Interest Rate/APY



182 Day IRA
1.62%/1.63%



12 Month IRA
1.67%/1.68%



24 Month IRA 1.87%/1.88%



36 Month IRA
1.97%/1.99%



48 Month IRA
2.07%/2.09%



Annual Percentage Yield accurate as of April 24, 2019.

The Annual Percentage Yield (APY) assumes funds will remain on deposit for a full year or until maturity, whichever is greater, at the listed rate. 

Penalties for early withdrawal.