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The Citizens Bank Company website

The Citizens Bank Company

CDs & IRAs

 
 
Term Minimum Deposit Minimum to $7,499
(Interest Rate/APY)
$7,500-$14,999
(Interest Rate/APY)
$15,000-$29,999
(Interest Rate/APY)
$30,000-$49,999
(Interest Rate/APY)
$50,000-$99,999
(Interest Rate/APY)
$100,000 and over
(Interest Rate/APY)
91 Day CD $500 0.07% 0.10% 0.15% 0.20% 0.26% 0.32%
182 Day CD $500 0.12% 0.15% 0.20% 0.25% 0.31% 0.37%
12 Month CD $500 0.22% 0.25% 0.30% 0.35% 1.00% 1.00%
24 Month CD $500 0.35% 0.38% 0.43% 0.48% 1.20%/1.21% 1.20%/1.21%
36 Month CD $500 0.62% 0.65% 0.70% 0.75% 1.40%/1.41% 1.40%/1.41%
48 Month Special CD $5,000 1.29%


1.48%/1.49% 1.48%/1.49%
60 Month CD $5,000 1.40%


1.55%/1.56% 1.55%/1.56%









           Individual Retirement Accounts

Term
Interest Rate/APY



182 Day IRA
0.35%



12 Month IRA
0.45%



24 Month IRA 0.58%



36 Month IRA
0.75%



48 Month IRA
1.01%



Annual Percentage Yield accurate as of October 10, 2018.

The Annual Percentage Yield (APY) assumes funds will remain on deposit for a full year or until maturity, whichever is greater, at the listed rate. 

Penalties for early withdrawal.