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The Citizens Bank Company website

The Citizens Bank Company

MoneyTalk$

How to Stick to a Monthly Budget

There are so many things that we want in life. From shopping sprees to dinner out with your significant other. There are so many things that we spend money on from day to day. Budgeting is essential to keep your finances in check. Finding out where to start is the hard part.

There are some crucial tips and tricks for budgeting:

  1. Don’t spend more money than you have.
  2. Stick to your grocery lists- compile them based on an itemized overview of your household needs and never stray too far from it.
  3. Talk yourself out of purchases. Ask yourself, do I need this? Think of various ways you can avoid a purchase that seems necessary.
  4. Use cash. Take money out of your account and use real cash from a real wallet to pay for your daily expenses. When you run out of bills, you run out of money to spend.
  5. Prevent an impulse purchase with this motivation hack: simply think about how many hours it took you to earn that amount.

Learn more helpful tips to budget using Dave Ramsey’s tips for your daily life. 

Dave Ramsey Budgeting

budgeting moneytalk$

Information provided by lifehack.org, Statewide Instructional Resources Development Center and www.daveramsey.com


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