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The Citizens Bank Company website

The Citizens Bank Company

Savings


Statement Savings

  • Minimum opening deposit of $50.00
  • Interest Rate 0.20% - Annual Percentage Yield 0.20%
  • Interest computation method – daily balance*
  • $2.00 per month dormant account fee**
  • Interest will not be paid if balance falls below $75.00
  • $1.00 per month when balance falls below $75.00
  • The rate shown for this account may change after the account is opened
  • Fees charged against this account could reduce earnings
 

Christmas Club Savings

 
  • Minimum opening deposit of $5.00, $10.00, or $20.00 depending on the type
  • If all 50 payments are met in accordance with Christmas Club rules, the bank will then make the 51st payment
  • One payment penalty for early withdrawal
 

Health Savings

 
  • Eligibility Required
  • Interest Rate 0.20% - Annual Percentage Yield 0.20%
  • Interest computation method - daily balance*
  • The rate shown for this account may change after the account is opened
  • Fees charged against this account could reduce earnings
 

Young Citizens Savings Accounts

 
  • A minor savings account is a great way to help someone start saving when they are young.

*Daily balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day
**A savings account becomes Inactive when no customer activity occurs for one year. A savings account becomes Dormant when no customer activity occurs for two years.