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The Citizens Bank Company website

The Citizens Bank Company

Savings

Please speak with our New Accounts personnel for assistance in choosing which account is right for you.cash icon

Statement Savings & Passbook Savings

Christmas Club Savings

Health Savings

Minor Savings

  • Minimum opening deposit of $50.00
  • Interest computation method – daily balance*
  • Maintain a minimum balance of $75.00 in the account each day to obtain the disclosed annual percentage yield.
  • $2.00 per month dormant account fee**
  • Interest will not be paid if balance falls below $75.00
  • $1.00 per month service charge will apply when Passbook or Statement Savings balance falls below $75.00.
  • Rate shown for this account may change after the account is opened
  • Fees charged against this account could reduce earnings

Minimum Daily Balances, interest rate, and annual percentage yield information is listed below
$75.00-$99,999.99

$100,000.00-$249,000.00
 
$250,000.00-$499,000.00

$5000,000 and over
0.25%/0.25%

0.40%/0.40%
 
0.60%/0.60%
 
0.85%/0.85%
  • Minimum opening deposit of $5.00, $10.00, or $20.00 depending on the type
  • If all 50 payments are met in accordance with Christmas Club rules, the bank will then make the 51st payment
  • One payment penalty for early withdrawal
  • Eligibility Required
  • Interest Rate 0.25% - Annual Percentage Yield 0.25%
  • Interest computation method - daily balance*
  • Rate shown for this account may change after the account is opened
  • Fees charged against this account could reduce earnings
  • A minor savings account is a great way to help someone start saving when they are young
*Daily balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day
**A savings account becomes Inactive when no customer activity occurs for one year. A savings account becomes Dormant when no customer activity occurs for two years.